Yahoo! terms of service force parents of children under the age of 13 to create a Yahoo! Family Account, and this way certify that you are the legal guardian of the child/children listed on this account. They explain that this allows children to access many areas of the Yahoo! Services, including, email, message boards and instant messaging (among others), and then simply put responsibility to determine suitability for children in the parents hands - suggesting that you should find a way to limit access to unsuitable content...
Interesting: as opposed to Google and Yahoo!, Microsoft Bing's terms of service seem to mention no restrictions on age.
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